THE WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly turning to electronic channels for their financial needs. This shift has resulted to a decrease in branch establishments, and many institutions are closing existing branc

Free cash flow (FCF) serves as a crucial metric for investors and business operators alike. It illustrates the real cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can signal a healthy and sustainable business, capable of growing. Understanding how to calculate FCF and effecti